Cheaper car insurance for young male drivers

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7%. Age and gender are major factors insurers use to determine auto insurance rates at any age. On average, a year-old male pays around $4, per year for a full coverage annual premium. By. Here are 6 tips to get the cheapest car insurance for young drivers. 1. Shop around. Make no mistake: Young drivers incur higher car insurance premiums because statistics show their age demographic is riskier for 2. Remain on parent’s policy. 3. Assign the right car to the young driver. 4. Cheap car insurance for male drivers — by company. Below are estimated auto insurance premiums for a year-old man driving a six-year-old vehicle with standard full coverage and a six-month premium. For this user profile, the cheapest company was Erie, with Nationwide close behind.

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